First Progress Platinum Elite Secured Mastercard Overview

Step into a fresh chapter of financial confidence with the First Progress Platinum Elite Secured Mastercard!

This isn’t just another secured card — it’s a stepping stone to creating a dependable credit history while unlocking valuable tools and added advantages. Crafted for individuals determined to shape their financial path, it blends security with chances to access unique features and quality benefits.

With the First Progress Platinum Elite Secured Mastercard, you’re not only handling your credit with care — you’re doing it with confidence and refinement. Whether your goal is to rebuild your credit or start strong, this card brings useful advantages to help make your progress smoother and more rewarding.

Take charge of your financial growth while enjoying everything a premium secured card can offer!

First Progress Platinum Elite Secured Mastercard Perks:

• Establish Credit: The First Progress Platinum Elite Secured Mastercard is a strong resource for starting or restoring your credit score. By spending wisely and paying on time, you prove your financial responsibility and move toward a stronger financial future. Every on-time payment counts in building your profile!
• Use It Anywhere: With this card, you can spend freely wherever Mastercard is accepted. Whether buying online, enjoying a meal out, or covering daily purchases, you benefit from broad acceptance and practical convenience.
• No Score Needed to Apply: A low or nonexistent credit score won’t prevent you from qualifying. This card is open to applicants without a credit history requirement, giving you the freedom to start rebuilding your finances from scratch.
• Reports to Major Credit Agencies: Gain credit momentum with every payment. Your activity is reported to Equifax, Experian, and TransUnion — helping you grow a reliable credit history over time.
• Deposit-Based Limit Flexibility: Pick a deposit amount that suits your budget. Your credit limit equals your refundable security deposit, beginning at just $200. This lets you stay in control of your spending and credit-building pace.
• Strong Security Tools: Your information stays protected through enhanced safety measures. From fraud alerts to encrypted online transactions, the card offers peace of mind every time you make a purchase.
• Affordable Annual Charge: Build your credit without a high cost. The First Progress Platinum Elite card charges a modest annual fee, making it an accessible and smart financial tool.
• 24/7 Online Access: Stay in charge of your account from anywhere. Track your spending, review activity, and manage your balance easily with a user-friendly online dashboard.
• No Hard Credit Check Required: Apply with ease and confidence. The application process doesn’t involve a credit inquiry, so your score stays untouched while you begin your credit journey.

Eligibility Requirements

The First Progress Platinum Elite Secured Mastercard is a great fit for people aiming to start or repair their credit history. To qualify, you’ll need to be at least 18 years old, have valid identification, and provide a refundable deposit as collateral. It’s an excellent option for anyone wanting to grow their credit profile while taking advantage of the features of a secured card.

Application Process

1. Confirm Requirements: Make sure you meet the age criteria and can provide the necessary deposit.
2. Prepare Your Info: Have your identification and income details ready.
3. Submit Form: Complete the application online or by sending in the form.
4. Send Your Deposit: Provide your refundable deposit to secure the account.
5. Get Your Card: Await confirmation and the arrival of your new card.

First Progress Platinum Elite Secured Mastercard – Common Questions

• What does “secured card” mean?: A secured credit card requires an upfront cash deposit, which serves as your credit limit. It’s designed to help you build or repair your credit over time.
• How is the spending limit set on this card?: Your available credit is based on the amount of your refundable deposit.
• Can this card be used outside the U.S.?: Yes, it works internationally — anywhere Mastercard is accepted around the globe.
• How can I access and control my account?: You can log in to the online portal to check your balance, review recent transactions, and handle payments at your convenience.